RBS (RD Europe) GmbH is a pan-European organisation with offices in Germany, the Netherlands and Belgium and is part of The Royal Bank of Scotland Group.

ComfortCard is a brand of RBS (RD Europe) GmbH within the retailer business. It was founded in 1993. Its place of business is Ratingen, North Rhine-Westphalia. RBS (RD Europe) GmbH works with numerous partners in the retail industry where more than 700,000 satisfied customers use the advantages of the ComfortCard Customer Retention System.

BICO, EP:Gruppe, EURONICS, Expert, Goodyear Dunlop Handelssysteme (GDHS), Birectco, Royal Diamond and Telering for instance belong to the more than 11,000 retailers of high quality consumer goods from many diverse industries.